Posted by Santi on February 28, 2013
If you don’t live in California you might not really care about the real estate market right now on the West Coast and how bad it really is for all of the struggling homeowners out there. As we have all heard – the economic downturn has put a lot of people into a situation with their mortgage company that is called “upside down.” That means that because they have not paid down their mortgage, for various good reasons, that the value of their homes has become less than the amount of the principal balance due on their mortgage.
This is the perfect time for people with good credit to consider refinancing their mortgages and getting a lower interest rate. Good credit are the two key words here. Without good credit there are ways to still take advantage of these great deals, just not as great as it could be with better credit. New reports say that mortgage rates are at a very low level for “qualified borrowers.” Although a lot of people cannot cash out the equity in their homes right now, there is a chance that by refinancing you can get a lower interest rate and reduce the amount of your monthly payment. It might be worth taking your financial information to a good, trustworthy mortgage counselor and checking out the options available. Trustworthy is the key word for this subject. I could go on about that, but not here and not tonight.
Posted by Santi on February 27, 2013
There are many items that an outdoorsman should take with them on a trip. Among these items include a first aid kit, a map and a compass. However, there is another item that many adventurers have found to be extremely helpful. While you may not use it on every trip, if you do use it, it may just save your life. The item that no outdoorsman should leave home without – a satellite phone.
Why Invest in a Satellite Phone?
It’s no secret that satellite phones are expensive, but are they worth the price? The fact of the matter is, they are the only type of cell phone that will allow you to make a call at almost any location in the world. Even if you can’t make a call at a location, will likely only need to wait until satellite is over you before placing your call. This means that you will be able to make a call essentially anywhere in the world at any time.
Consider the worst case scenario for any outdoors adventure. You get lost, you get injured or you get stranded. Traditionally, you would have to rely on your survival skills to make due until rescue may or may not arrive. However, satellite phones have completely changed the way you can handle these situations. Instead of waiting for rescue, you can simply call the local search and rescue team and give them your precise coordinates.
Choosing the Best Phone for You
Not every satellite phone is the same, just like standard cell phones. Some will be very effective, while others will rely on less effective networks to get the job done. Make sure that you read through numerous reviews to select the best satellite phone for you. Different technologies, as well as different types of hardware, will dictate the overall effectiveness of the phone. Reading through different customers’ experiences is the best way to gauge the potential effectiveness of your phone.
Posted by Santi on February 27, 2013
Here we are at the end of February and a lot of states are having snow this weekend. From Northern Texas and up into North Dakota and Minnesota, there has been a lot of snow/rain/sleet with a good amount of flooding this past week. Most of the popular Western ski resorts in Colorado and Wyoming are still open with great skiing conditions. Since Spring Break will be here in a couple of weeks for a lot of areas, I’m thinking about taking my sister’s oldest son with me up to Breckenridge for a long weekend. I’ll ski and he can go snowboarding for a couple days. It would be nice to have some fresh air and exercise.
My nephew has never been on a snowboard before and is excited at the idea. We were looking on the Internet at some snowboarding sites and he has picked out a couple great Burton snowboards that he would like to buy for the trip. Since this is the end of the season, a lot of the snowboards are on sale for great savings online with a huge selection of board styles. In fact, I just saw that we can save over 50% off Burton snow gear, so we can get some great bargains and not spend very much money on a quick getaway.
Posted by Santi on February 23, 2013
Well, okay – maybe you can. Certainly, none of these advertising techniques is going to turn into a screen featuring high-tech, specially created graphics, set to pulsing, contemporary music. But is that really such a bad thing? If these types of advertisements – like promotional pens – were no longer useful, well, they would no longer exist (much like horse-drawn carriages died out at the advent of automobiles), yet their effectiveness endures.
Word of Mouth
Word of mouth is one sure advertisement that easily slips between face-to-face communication and the digital version. From a friendly chat between friends over coffee to a lively debate on someone’s Facebook, getting positive recognition, the kind that drives people to try your service or product, is as easy and as free as making one customer happy and asking them to tell their friends. If you’ve performed well on your end, they will be happy to accommodate your request.
Whether you’re literally printing out an ad at home and posting it to your community bulletin board or taking out an ad in the newspaper, you are carrying on a tradition that is as old as commerce itself. Young or old, none of us can resist an attractive or interesting sign with a few well-chosen words, and while the circulation of newspapers has begun to decline, taking out an ad in the classifieds is still a tried-and-true method of getting attention.
It’s quite possibly etched into human nature that we love free stuff, and your customers – or potential customers – are no different. The Pen Guy website will tell you that promotional pens are a thriving and effective way to spread your company’s name to all reaches of the world. And you can’t go wrong with other monogrammed goodies that people use, like key chains or water bottles.
Posted by Santi on February 19, 2013
In the first quarter of 2012, the freelancing industry more than doubled. More and more professionals from all walks of life are taking the freelance route to help provide them with more control over how they spend their time and earn money. This has created an entirely new pool of opportunities for companies that require specific tasks to be completed. Instead of hiring entirely new permanent employees, you can outsource some duties to a freelancer. However, if you are new to hiring freelancers to work with your company, you may have noticed a certain problem with working with this type of professional – management.
The Management Problem with Freelancers
When you hire an on staff employee, you have a great amount of control over how and when they work. You have agreed upon rates, strict deadlines and you’re able to always see them in person to ensure that everything is up to standard. However, one of the issues with freelancers is that they cannot be easily managed. They are able to work whenever they wish, which can create issues. Even though many freelancers provide high quality work at an affordable rate, they will require a unique type of management that can be greatly assisted with the right software.
How to Improve Freelancer Management
Managing your freelancers likely involves exchanging several emails and placing calls regularly. However, instead of using these older methods of communication, you can also employ specially created software from http://www.workzone.com/ that will allow you to purchase keep your freelancers on track. This software helps track time spent on projects, communication with the rest of your team and helps hold them accountable for deadlines.
While you will still need to find quality freelancers to have a quality team of professionals, using the right software will greatly improve your chances of creating a stellar group of freelancing professionals. The freelance industry is continuously growing, start taking advantage of this new workforce by employing the best software available.