Posted by Santi on January 13, 2013
Remember when the talking heads were trying so earnestly to convince Americans that the big money bailout was necessary was that the bailout money would increase the credit available to businesses. After all, businesses need credit to survive and to grow. The common example given of why businesses need credit was to make payroll, but it can also be to buy new equipment. That logic of needing to borrow to make payroll really bothered me. If a business routinely needs to borrow money to make payroll, then in my opinion it is not a viable business.
However, having been in business for a long time, I recognize that all businesses have ups and downs throughout their life cycle, and it can be really tough to make ends meet when you have even a small series of setbacks. That is why I think most businesses need to have at least one good source for raising emergency cash, and that second only to paying taxes, a business needs to make sure that it’s employees get paid. That is why arranging for a Merchant Cash Advance makes a lot of sense. You go online to make the arrangements – it is fast and easy. Sometimes a customer goes bankrupt or has a big problem where they cannot pay the bill owed to your company. If you were planning to use that money to pay your own bills, it can be the domino effect of your business not paying its own bills, and then your suppliers or vendors cannot pay their own bills, and so on. But a responsible business owner will at least make sure that the employees are paid.
Posted by Santi on August 11, 2012
Look at what it cost me for gas today. This didn’t even fill it up. The pump cut off because the gas station will not authorize sales over $100 unless you are paying cash, in advance. This has been such a roller coaster ride these past couple of years as the gas tank. Just when the prices are getting back down to under $3.00 a gallon they start shooting up again for know rhyme or reason.
Posted by Santi on June 19, 2012
Call me old fashioned, if you care to, but there is just something about the look of a home that has a good amount of earth tones along with a nice mixture of colors that makes it look warm and homey. So when my wife announced that she is interested in re doing the kitchen with a lot of blomus stainless steel appliances and accessories I have to admit I was thrown for a loop. The sterile look just doesn’t appeal to me.
I have to admit she has done her homework and has put a lot of time and effort into the planning and design of her dream blomus kitchen and as she confessed to me it is true that I don’t spend a lot of time in the kitchen area. That part of the house is generally her domain and it does make sense that it should be the way she wants and needs it to be.
So it looks like we all ready have some pretty sure fire plans for next year’s tax return refund. We can get started on some of the issues in a few months but that tax rebate check will cover a lot of what she is interested in from blomus.
Posted by Santi on April 11, 2012
It was interesting to hear at the dinner table on Easter Sunday, that my 23 year old nephew is interested in becoming a Registered Tax Return Preparer. He has really straightened out his life these past couple of years and seems to be really considering taking the tax preparer exam and running with this job opportunity that none of us would have ever considered him taking an interest in. I rather thought that he would have preferred to do something a bit more blue collar, something that he works with his hands on. He has always been good with his hands, always wrenching on his car or on a friend’s or family member’s vehicle when called upon, so I could have sworn that he would have gotten into some type of mechanical field, not sitting at a computer behind a desk some where working with people and their tax issues.
I’m so glad that we have the type of family that will support him in any of the decisions that he makes and will be there to catch him if he falls and help him pick up the pieces, dust him off and get him back on track no matter what it takes. Not all families can claim that these days.
Posted by Santi on April 3, 2012
Since our tax refund is scheduled to hit the bank in the next week or so I have been taking a look at the items that we have written on our “Uncle Sam’s Wish List” and am finding more and more bills that need to be added to the top of that list to be paid as soon as the much anticipated direct deposit.
But shortly after the bills and other “payment owed” items is my garmin truck gps system that I have been waiting for this particular time of the year to order. I have been keeping a sharp eye on the website that I found the perfect one at over five months ago, just praying that the price increasing or that they haven’t run out of stock. So far, so good, if it can manage to stay put for another week or two I’ll be a happy camper and hopefully a satisfied consumer when it comes in a timely fashion and I check it out to make sure it runs and does all that it is advertised to do.